Credit programs built for you.
From repairing past credit to building it from scratch — and preparing for the home, car, or business you're working toward. Based in Michigan and serving clients nationwide by phone or video. Programs start at $350.
Credit Repair
We pull your Experian, Equifax, and TransUnion reports and dispute inaccurate, outdated, or unverifiable items under the FCRA, FDCPA, and FACTA. As items are corrected or removed, your score has room to climb.
- Three-bureau report audit
- FCRA / FDCPA / FACTA disputes
- Re-dispute escalation
- Monthly progress review
Credit Building (Young Adults)
No credit history? We help young adults establish credit the right way — from the first secured card to a healthy mix of accounts and aging history that builds a strong score over time.
- Starter account strategy
- Utilization & mix guidance
- Habits that build long-term
- No co-signer required in most cases
Business Credit
Separate your personal and business credit. We help you build a fundable business profile — entity setup guidance, vendor accounts, and reporting relationships that open doors to capital.
- Fundable profile setup
- Vendor & store credit guidance
- Personal/business separation
- Capital-readiness roadmap
Big Purchase Prep (Home / Car)
Buying a home or car soon? We tune your profile — utilization, credit mix, and account age — so you qualify at the best rate your file can support when it matters most.
- Pre-qualification readiness
- Utilization optimization
- Rate-lowering strategy
- Timeline-based roadmap
Simple, honest pricing.
No hidden fees. You're never charged before services are performed.
Your exact price is set during your free consultation based on your credit profile. You are never charged before services are performed.
Get My Free ConsultationResults-Based Money-Back Guarantee*
If we don't get at least one inaccurate, outdated, or unverifiable item corrected or removed within 90 days of starting your program, request a full refund of the fees you paid.
*Requires active enrollment and timely response to our document requests. Refund requests must be made within 30 days after the 90-day period. Results vary; we cannot remove accurate, timely, verifiable information and do not guarantee a specific score increase.
Ready to get started?
Free consultation, no obligation. Let's map your path.